Privacy Policy

Effective Date: 1/1/2025

1. Introduction

Prosperity Mortgage, LLC (“we,” “us,” or “our”) respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, use our services, or communicate with us.

By using our website, you consent to the practices described in this Privacy Policy.

2. Information We Collect

We may collect the following types of information:

  • Personal Information: such as your name, address, phone number, email address, date of birth, and Social Security number when you apply for a mortgage or request information.

  • Financial Information: such as income, employment details, credit history, assets, and liabilities.

  • Technical Information: including IP address, browser type, and usage data from your interactions with our website.

  • Communication Preferences: including whether you consent to receive communications via call, text, or email.

3. How We Use Your Information

We use your information to:

  • Process and manage mortgage applications.

  • Respond to inquiries and provide customer support.

  • Communicate with you about our services, promotions, and updates.

  • Comply with legal and regulatory obligations.

  • Improve our website and user experience.

4. Communication Consent

By submitting your information through our website, you agree to the following:

"I agree to be contacted by Prosperity Mortgage, LLC and their Mortgage Loan Originators via call, email, and text for mortgage services. To opt out, you can simply reply 'STOP' at any time or reply 'HELP' for assistance. You can also click the unsubscribe link in the emails. Message and data rates may apply. Message frequency may vary."

Your consent allows us to contact you even if your phone number is on a state or federal Do Not Call list, to the extent permitted by law.

You can withdraw consent at any time by following the opt-out instructions provided in our messages or by contacting us directly (see Section 9 below).

5. Information Sharing

We do not sell or rent your personal information. We may share your information with:

  • Affiliated companies, loan officers, and service providers who assist in processing mortgage applications.

  • Regulatory agencies, auditors, or law enforcement if required by law.

  • Third-party vendors that provide marketing, analytics, or technology support under strict confidentiality agreements.

6. Data Security

We use administrative, technical, and physical safeguards to protect your personal data against unauthorized access, disclosure, or misuse. However, no system is completely secure, and we cannot guarantee absolute security.

7. Cookies and Tracking Technologies

Our website may use cookies, web beacons, and similar technologies to enhance your experience and analyze usage. You may disable cookies in your browser settings, but some features of our site may not function properly as a result.

8. Your Rights and Choices

Depending on your location, you may have rights to access, correct, or delete your personal data. To exercise these rights, please contact us at the address below.

You may also opt out of marketing communications at any time using the methods described in Section 4.

9. Contact Us

If you have any questions about this Privacy Policy or our data practices, please contact us at:

Prosperity Mortgage, LLC
NMLS ID: 1842936
900 Heavenfield Dr
Edmond, OK 73034
Email: info@pmhlok.com
Phone: 405-642-2946

10. State Licensing Disclosure

Prosperity Mortgage, LLC is licensed to originate mortgage loans in the State of Oklahoma (NMLS #1842936). Additional state licenses will be listed as they are obtained.

11. Updates to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with a revised effective date.